|
If you are looking for a free health insurance quote, do not call someone first, go online.
If you go to an agent, they will lie to you almost 100% of the time. They make money based on how many people order insurance through them, therefore they will tell you what you want to hear and twist words to make sense of things, when they are really just scamming you.
First go online and research, get free health insurance quote and then confront an agent if you are going to at all.
There is another option, HSA or Health Savings Account. This is a special account where you can place a certain amount of dollars each year without paying taxes on those earned dollars or income. Therefore, first it saves you on taxes, second it can only be used for medical purposes. Therefore you can now purchase more insurance than you could before.
However, this is only good for those who are very rich or young adults. T
he reason is at first you have no money in your HSA and therefore after a few years it works. However, most people get some PPO that is very minimal to help cover costs of the very expensive type.
So go online and get a free health insurance quote and research health savings account to see if they will work for you.
Save money, save on taxes, and get better health insurance.
Remember, check online first and compare, if you can put enough into the HSA and maintain a cheap PPO plan and avoid being hurt for a few years, you will have a better health insurance coverage than you could if you were just on the regular account.
|